🏥 Business Support · Health Insurance

Health Insurance in UAE

Mandatory health insurance for employees and dependents in Dubai — we help you find the right plan from leading UAE insurers at competitive rates.

🏥 Authority Compliant ✓ All Emirates 🔒 No Hidden Charges
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Service Details

About This Service

Health insurance is mandatory in Dubai for all employees and their dependents under mandatory health authority regulations. Employers must provide at least the Essential Benefits Plan (EBP) to all employees earning AED 4,000 or less per month.

At Highlights FZE, we partner with leading UAE health insurers including Daman, AXA, Oman Insurance, and others to provide you with a range of options from basic EBP plans to comprehensive family coverage.

We assess your business size, budget, and employee profile to recommend the most suitable plan — and handle all applications, renewals, and additions/deletions on your behalf.

What's Included

Key Benefits

  • Essential Benefits Plan (EBP)
    Compliant basic health insurance for all employees.
  • Enhanced Group Plans
    Comprehensive plans with higher coverage and wider networks.
  • Family Health Insurance
    Coverage for employee dependents — spouse and children.
  • Individual Health Insurance
    Personal health plans for visa applicants and freelancers.
  • Multiple Insurer Options
    Compare plans from Daman, AXA, Oman Insurance, and more.
  • Renewal & Claims Support
    Annual renewal management and claims assistance when needed.
Pricing

Packages & Pricing

All prices include government fees. No hidden charges.

★ Most Popular
Health Insurance
Starting AED 599
Depends on Emirates, visa status, age & health condition
What's included
  • Depends on which State of Emirates
  • Depends on visa status
  • Depends on age
  • Depends on health condition
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Process

How It Works

1

Needs Assessment

Review your employee count, nationalities, and coverage requirements.

2

Plan Comparison

We shortlist the best plans from our insurance partners.

3

Application

Submit employee details and process insurance enrollment.

4

Cards Issued

Receive insurance cards and policy documents for all covered individuals.

FAQ

Frequently Asked Questions

Yes. In Dubai, health insurance is mandatory for all employees and their dependents under mandatory health authority regulations. Abu Dhabi has similar requirements under HAAD/DoH. Employers who fail to provide coverage face fines and potential business suspension.

The premium depends on four key factors: the Emirate where the visa is issued (Dubai, Abu Dhabi, Sharjah, etc.), the employee's visa status (employee, dependent, domestic worker), the insured person's age, and their current health condition or pre-existing medical history.

The Essential Benefits Plan is the mandated minimum health coverage, required for all employees earning AED 4,000 or less per month. It covers in-patient and out-patient treatment at a network of approved clinics and hospitals within Dubai.

Yes. We provide health insurance plans for employee dependents (spouse and children) as well as individual plans for visa applicants, investors, and freelancers. Family plans can be bundled for better rates from our insurer partners.

We partner with leading UAE insurers including Daman (National Health Insurance Company), AXA Gulf, Oman Insurance, and others. We compare available plans across insurers to find the best coverage and price for your specific profile.

Yes. We manage the full insurance lifecycle — initial enrollment, annual renewals, mid-year additions of new employees, deletions for leavers, and claims assistance when needed. You do not need to deal with the insurance company directly.

Payment Options

Buy Now, Pay Later

We accept flexible payment options to make our services more accessible for you.

Tabby - Buy Now Pay Later

Split across 4 interest-free payments

Tamara - Buy Now Pay Later

Flexible payment plans available